Spiga

Uterine Leiomyosarcoma Champion

Uterine Leiomyosarcoma Champion
Dr. Matthew Anderson, Baylor College of Medicine in Houston, TX should be considered our knight in shining armor, ladies.  He and Dr. Diane Bodurka,  from the M.D. Anderson Cancer Center, created a database of information for 400 patients diagnosed with this rare form of uterine cancer.  Compiling the patient information took Dr. Anderson over 5 years.  Data, such as [...]
Source: blog.rare-cancer.org

Vitamin food
Vitamin food By Ally Wied Do you remember when you were younger, Mom always told you to eat vegetables? The yucky taste, bitter and thousand reasons would come from our mouth. Now, when we are growing older, we just realize that green vegetables are a giant source of vitamin in food. Have you ever heard about oxidative stress? [...]
Source: thevitamania.com

Getting On With Living
In 1998, I was diagnosed with a cancer - adenoid cystic carcinoma - that is slow growing (even indolent) at times, but can be aggressive or even turn that way after some time.  It has a propensity to metastasize to the lungs, primarily; but can also go to the liver, bones, and brain.  Some people who [...]
Source: blog.rare-cancer.org

Adult Sarcoma
Adult Soft Tissue/Bone Sarcoma -   Soft tissue/bone sarcomas are malignant tumors that may arise in any of the connective tissues (muscles, tendons, vessels that carry blood or lymph, joints, bones, nerves and fat). The peak age incidence is around 50 years. Sarcomas are a diverse range of tumors, they are named after the type of soft [...]
Source: blog.rare-cancer.org

Credit card debt help
The abundance of credit provided to individuals in the 1990’s has created a climate of borrowers present day that are overleveraged, without proper cash flow and sinking jobs and careers.

There are many ways being advertised to get credit card debt help and relief, but many of them do not work or they provide temporary benefits, but long-term problems.

In the economic climate of today, there are many companies primarily debt consolidation firms that claim to provide services to aid their clients in credit card debt relief. Here’s how debt consolidation works:

Debt consolidation agencies require clients to go 6-12 months without making payment on their debt. After this time period has elapsed, the agency will contact your creditors and negotiate your debt at a reduced rate. After a settlement has been negotiated, the client is required to make monthly payments to the debt consolidation agency. The amount you pay is based on your new negotiated debt, and is supposed to be less than the amount you would have been paying had you continued paying your monthly credit bills without the debt consolidation plan.

Here’s the problem with debt consolidation agencies:

In order for them to negotiate the lower rates, the debt consolidation agency requires you stop payments in order to leverage their ability to get you a reduced rate. Your creditors are willing to reduce the rate at this point because they are distressed in their attempt to collect your debt, and would much prefer to get something than nothing. The problem with this course of action is that during those 6-12 months you’re not paying your bills, your credit suffers. This can cause interest rates on your home and auto loans to increase, as well as auto insurance premium increases.

Debt consolidation is amongst the most popular route many people are mistakenly taking to fix their credit. As stated above the long-term negatives do not outweigh the short-term positives.

If you really want to get credit card debt help, you need to do one or all of the following:

Negotiate a lower interest rate:

Negotiating a lower interest is one of the easiest and most over-looked options to credit card debt help and relief. If you’ve been responsible about making your monthly payments and have consistently been paying at least double or more of the minimum payment your credit card company will more than likely be willing to negotiate a lower interest rate. There are many agencies that sell this service such as debt consolidation agencies, but they don’t tell you that you can do it on your own.

The primary benefit of a lower interest rate is that more of your monthly payment is applied to your principle balance as opposed to interest payments therefore allowing you to pay of your credit card debt faster. If you have credit card debt in excess of $5, 000, negotiating your interest rate is great because the savings in interest payment will become visible a lot faster due to the amount of your balance.

Balance transfer:

A balance transfer is not an option that is the most responsible, because your essentially “robbing Peter to pay Paul, ” however it’s all about numbers. If your credit card debt is high but your credit score is in the mid to upper 600’s you should be able to obtain more credit cards. If this is the case, a balance transfer is a great option for credit cards with high interest rates.

For example, if you have a current credit card with a 23% interest rate and you can get approved for a credit card with a 10% fixed rate or 0% introductory rate, you could then do a balance transfer and transfer your high interest credit card debt to your new low interest credit card. You will see your principle balance drastically drop since more of your monthly payment is being applied to the principle.

Non-profit agency representation:

Non-profit agency representation is for individuals in circumstances who were legitimately taken advantage of by a creditor and they can provide proof in the terms and services of the creditors’ statements. This is a far stretch for most people and non-profits are very picky about who they represent since many of these cases do not get awarded in the debtors favor.


Source: chaoticconformity.blogspot.com

Volunteer Frustration
I am going to do a little ranting today.  As anyone who knows me well, I have spend the majority of my days, since 1998, working on websites for rare cancer patients and giving them support and information.  I work extremely long days doing this and have not had a weekend off in years.  Throughout those [...]
Source: blog.rare-cancer.org

Neuroendocrine & Carcinoid Tumors - Octreotide Levels
Neuroendocrine tumors can grow anywhere in a person’s body.  They affect neuroendocrine cells, which can be found throughout the nervous and endocrine systems.  These cells manufacture and secrete regulatory hormones, necessary for several bodily functions.  Neuroendocrine tumors (NETs) can cause the overproduction of these hormones. Carcinoid, a type of NET,  are slow growing tumors.  The lack of patient [...]
Source: blog.rare-cancer.org

Credit card debt solutions
Credit cards have excellent advantages. They allow you to build credibility, which when done responsibly allows you to purchase major investments such as vehicles and homes with low interest rates.

But what happens when you’re in credit card debt. It can often times feel hopeless. In that case, you need credit card debt solutions. There are many ways to begin the process of cleaning up your credit card debt and finding solutions.

If you’re struggling with credit card debt as many people are, one of the following solutions could be what you’re looking for.

Pay down your balances:
This is the part many people don’t want to hear but it’s the truth. Paying down your balances is necessary for getting out of credit card debt. Many people looking for credit card debt solutions think there is some way to get rid of credit card debt without paying off their balances. This is simply not true, however there are ways to get out of credit card debt if your account has become delinquent. In this case, you must negotiate with your credit card company.

Pay your cards appropriately:
This is a tactic that many people don’t think about but is the most effective way to reduce your credit card quickly and boost your credit score. If you can’t pay off your balances in full each month, you need to make higher payments on your cards with the highest balances. When paying their credit cards, many people add up the total amount due for all credit cards combined and spread the money across their credit cards evenly. This is completely wrong. By paying a higher amount on credit card bills with the highest interest rate, you will be eligible for interest rate decreases, an increase in credit limit, and an increased credit score.

Negotiating interest rates:
Many people are paying outrageous interest rates and have know idea that they may be eligible to reduce their interest rates with a simple phone call. If you haven’t missed a payment within a year and have at least paid double your minimum monthly payment for a year, you are more than likely eligible for an interest rate reduction. It’s not something your credit card company will do automatically. However all you need to do is call them and more than likely they will be willing to reduce your interest rate. You will be shocked at how willing your credit card companies are to work with you to reduce your interest rate. You can have your interest rate reduced anywhere from 2-5% depending on the current rate and your payment history.

Reducing credit card debt isn’t as difficult as it may seem. It just requires paying off balances appropriately.
Source: chaoticconformity.blogspot.com

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